John Cruz
VP-National Underwriting Officer
Travelers
Milestones
My road in life has been direct.
I began my career at Travelers as a Premium Auditor.
I moved into an underwriting role in National Accounts as a result of my background in audit.
I moved over to a similar underwriting role within the Construction business unit at Travelers.
I moved into several management roles within the Construction underwriting unit to my current role.
Education
High School
Career
VP-National Underwriting Officer
I am a casualty insurance underwriter.
Career Roadmap
My work combines:
My work combines:
Business
Numbers
Helping People
Day to Day
The days are usually not typical but they include analysis of construction risks including exposure and control overview. I also work with field underwriting officers and assist them in providing oversight to their book of business profitability and product integration.
Advice for Getting Started
Here's the first step for college students
Students should research the underwriting role within an insurance company and understand the dynamics of the job and the possible career paths that exist.
Recommended Education
My career is related to what I studied. I'd recommend the path I took:
Hurdles
The Noise I Shed
From Society in General:
"Early in my career, when I was looking to become an underwriter, I went through the interview process with several different underwriting units. I was told that without any experience there would be no way I would become an underwriter."
