Michelle Chapman
Senior Manager of Underwriting
Capital One
Milestones
My road in life took a while to figure out.
First I transitioned from hospitality to real estate consulting.
I moved back to Houston and joined Capital One, where now I invest in housing funds.
Then I transitioned to banking when I got laid off (along with many) due to a merger.
I moved to Louisville for a bank real estate underwriting job in tax credit affordable housing.
Keep following my journey
Education
High School
Humble High School
Humble High School
Career
Senior Manager of Underwriting
I recommend investments for affordable housing that help the bank's CRA and community goals.
Career Roadmap
My work combines:
My work combines:
Business
Numbers
Helping People
Day to Day
Generally my day includes: - Reviewing investments in affordable housing to see which fits our requirements for CRA. These investments are for apartments that will provide valuable housing to low income families across the country. This could include evaluating their markets, how the individual deals are structured, and how this fits into our social responsibility and community investment goals. - I work with Communications to share stories of development successes and unique deals.
Advice for Getting Started
Here's the first step for high school students
Concentrate on writing and analytical skills and, most importantly, focus on relating to others and trying to empathize with their situations.
Recommended Education
My career is related to what I studied. I'd recommend the path I took:
Hurdles
The Noise I Shed
From Parents:
"When I considered going into musical theater in high school, I was told that it wasn't a productive career (didn't make money) and it was too probable I wouldn't make it."
