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Karen Clark
Karen Clark

Karen Clark

Karen Clark & Company

Boston, MA USA

"I don’t think people regret having done things. What they regret most is not having done things. So be fearless out there."

Career Roadmap

Karen's work combines: Numbers, Technology, and Accomplishing Goals

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Day In The Life

Co-Founder, President & CEO

I developed the first catastrophe model which improves the way companies and consumers manage risk.

My Day to Day

My main work centers around helping our clients determine what their potential losses are in a variety of circumstances. I help build scientific/engineering models that can determine those risks.

Skills & Education

Advice for getting started

Working in this industry was something I had honestly never even considered early in my career. If you had told me back then, that this is what I would be doing, I wouldn't have believed you. I had to discover that the things I was interested in fit perfectly in this industry.

Here's the path I took:

  • High School

  • Bachelor's Degree

    Economics, General

  • Graduate Degree

    Economics, General

    Boston University

  • Graduate Degree

    Business Administration and Management, General

    Boston University

Life & Career Milestones

My path in life took a while to figure out

  • 1.

    Earned a bachelor’s degree in economics.

  • 2.

    Upon graduating, she had two intriguing job offers: to work for an investment bank, or to work as an economist for the United States Department of Energy.

  • 3.

    Ended up moving to Washington, D.C. to take the economist job—only worked there for a year, says she was “bored out of my mind.”

  • 4.

    Not knowing what to do next, she decided to go to graduate school—attended Boston University where she earned a dual master’s degree in economics and business administration.

  • 5.

    While in graduate school, she worked as a research assistant in the finance department, where she helped program statistical models—says it was there she discovered what she loved to do.

  • 6.

    She took a job at an insurance company, working as a research associate in their research and development department.

  • 7.

    Her first project was developing models to determine hurricane risk, which became a topic she has since dedicated her life to.

  • 8.

    She is now widely known as the pioneer behind developing the first catastrophe model and founding the first catastrophe modeling company.

Defining Moments

How I responded to discouragement

  • THE NOISE

    Messages from Myself:

    I don't want to work in insurance.

  • How I responded:

    Working in this industry was something I had honestly never even considered early in my career. If you had told me back then, that this is what I would be doing, I wouldn't have believed you. I had to discover that the things I was interested in fit perfectly in this industry.

Experiences and challenges that shaped me

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  • I've been laid off of some great jobs for a variety of reasons, but I never let that dishearten me. I just always focused on my next step.